Perbaharui Insurans Auto
Apply for RHB Visa Signature Credit Card

RHB VISA SIGNATURE CREDIT CARD gives you up to 6% Cash Back per month.

Apply
Annual Fee

N/A

Annual Fee

Free*

Cashback

N/A

Balance Transfer

N/A

Easy Payment Plan

N/A

Interest Rate

N/A

Interest-Free

N/A

Product Highlights
WHAT IF I FULLY SETTLE THE BALANCE BEFORE ITS MATURITY? (FOR BALANCE TRANSFER, CASHXCESS, DIAL-AN-INSTALMENT & SMART INSTALMENT PAYMENT PLAN)

You will not be charged with any early exit penalty should you fully settle the Balance Transfer, CASHXCESS, Dial-An-Instalment or Smart Instalment Payment Plan before its maturity. However, you will be charged the whole total amount owed to RHB Bank Berh

WHAT ARE THE MAJOR RISKS OF A CREDIT CARD?

By paying less than the full payment due amount, the interest amount and the time taken to settle the full amount will increase. Think about your repayment capacity when charging the credit card. If you use your credit card to make repayment for other fi

WHAT DO I NEED TO DO IF THERE ARE CHANGES TO MY CONTACT DETAILS?

It is important that you inform us promptly of any change in your business or residential address and contact number to ensure that all correspondence reaches you in a timely manner.

WHERE CAN I GET ASSISTANCE AND REDRESS?

If you have difficulties in making repayments, you should contact us earliest possible to discuss repayment alternatives. You may contact us at: RHB Bank Customer Contact Centre Tel : 03-9206 8118 Email : customer.service@rhbgroup.com Alternativel

WHERE CAN I GET FURTHER INFORMATION?

For further information on RHB Bank credit card fees and charges, please visit www.rhbgroup.com

Product Details
Features
  • Cash Back
    RHB VISA SIGNATURE CREDIT CARD gives you up to 6% Cash Back per month. Kindly refer to the table below for Cash Back % by spend category:
    Tier Monthly Total Spend (RM) DOMESTIC LOCAL SPEND OVERSEAS SPEND
    ONLINE ENTERTAINMENT SHOPPING OTHERS
    1 RM1,000 – RM2,499 1% 1% 1% 0.20% 0.50%
    2 RM2,500 – RM3,499 2% 2% 2% 0.20% 1%
    3 RM3,500 & above 6% 6% 6% 0.20% 2%
      Monthly Cash Back Capping RM30 RM30 RM30 Unlimited RM100

    Cash Back excludes cash advance, charity, government and petrol transactions.

    For the list of Merchant Category Code (MCC) which are eligible for Cash Back, please click here 

    Online Get your cash back on all online transaction. Example of online merchants:
    Lazada, Zalora, AliExpress, & other online merchants
    Entertainment Get your cash back on all entertainment nationwide under the Entertainment MCC. Examples:
    KL Bird Park, Petrosains, GSC Cinemas, Speedy, TGV Cinemas, & other entertainment outlets
    Shopping Get your cash back on shopping spend under the Shopping MCC. Examples:
    Zara, H & M, Charles & Keith, Pedro, & other retail outlets

  • Plaza Premium Lounge Privileges

    - 5x complimentary access in a calendar year to selected Plaza Premium Lounges / Aerotel in Malaysia, thereafter, a discount of 25% off the walk-in rates will be charged from the sixth visit onwards to lounges in Malaysia.
    - Exclusive 25% discount at all Plaza Premium Lounges in Malaysia for all accompanying guest.
    - Special 20% discount at Plaza Premium Lounges all around the world. (except Shanghai & Beijing)

    Lounges’ facilities
    Complimentary Food & beverages, High speed internet access, Entertainment & Flight Information, Newspapers & magazines, & Shower with amenities

    Please refer to the Terms & Conditions for full details & the list of eligible Plaza Premium Lounges for respective RHB Credit Card.

    Visit https://www.plazapremiumlounge.com/en-uk for the updated Plaza Premium Lounge locations around the world.

  • Golf Privileges

    Enjoy complimentary tee off at the following golf courses:
    For the full Terms and Conditions, please refer to RHB Premium Cards Golf Privileges 2022

     

  • Travel Insurance
    - Up to RM600,000 Travel Insurance coverage. Please click here for more details.

    VISA Ecommerce Purchase Protection (Valid until 30 Sept 2022)
    -
    Your purchase is covered from losses due to non-delivery or incomplete delivery of the goods. This benefit also covers you in case the goods you purchased online arrives with physical damage
    -
    Automatically activated when an item is purchased using an eligible Visa card.
    -
    Eligible for online purchases made from any merchants globally
    -
    Claims and insurance details can be made available online from AIG Cardholder Insurance Portal
    -
    Please click here for Terms & Conditions , Claim Forms and FAQs


Fees & Charges
Annual Fee For Primary Card waived
Annual Fee For Supplementary Card waived
Minimum Monthly Payment 50
Late Payment Fee Maximum of 1% of the outstanding balance or a minimum of RM10, whichever is higher, subject to a maximum of RM100.00
Cash Withdrawal Fee 5% of the transaction amount or a minimum of RM15.00, whichever is higher, will be charged on all cash withdrawals and licensed betting transactions. Any applicable taxes imposed from time to time are applicable for these charges
Interest Rate On Cash Withdrawals 5% of the transaction amount or a minimum of RM15.00, whichever is higher, will be charged on all cash withdrawals and licensed betting transactions.


Interest Rate
Cardmembers who promptly settle their minimum payment due for 12 consecutive months. 1.25% per month 15% per annum To enjoy lower finance charges for the retail transactions, you should make at least 10 prompt payments in the last 12 months. Platinum Business: 15% p.a. of the outstanding amount calculated on a daily basis of the out
Cardmembers who promptly settle their minimum payment due of at least 10 months or more in a 12-month cycle. The 12 months minimum payment due cycle will not apply to new cardmember 1.42% per month 17%per annum To enjoy lower finance charges for the retail transactions, you should make at least 10 prompt payments in the last 12 months. Platinum Business: 15% p.a. of the outstanding amount calculated on a daily basis of the out
Cardmembers who do not fall within the above categories 1.50% per month 18% per annum To enjoy lower finance charges for the retail transactions, you should make at least 10 prompt payments in the last 12 months. Platinum Business: 15% p.a. of the outstanding amount calculated on a daily basis of the ou
On Cash Advance 18% per annum will be levied on each cash advance calculated from the date of cash advance until it is fully settled. Platinum Business: 15% p.a. of the cash advance amount calculated on a daily basis.
Automatic Balance Conversion An auto balance conversion for eligible Cardmember in every 12 months by converting the credit card outstanding balances (with a minimum amount of RM1,000) into a 3 years term loan, at an effective interest rate of 13% per annum. Cardmember has the flexib


Requirements
Minimum Annual Income RM 80,000
Minimum Age For Primary Card 21 years old
Who Can Apply
Please key in your details

Full Name (as per IC)*

Identification Number*

Email*

Mobile Number*

Annual Income*

RM


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