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Apply for RHB Shell Visa Credit Card

RHB SHELL VISA CREDIT CARD is more than just a fuel card, you get to enjoy cash back with your everyday essentials spend, be it on Groceries, Online Spend, E-Wallet Top Up, payment of Utilities and Other Categories.

Apply
Annual Fee

N/A

Annual Fee

Free*

Cashback

N/A

Balance Transfer

N/A

Easy Payment Plan

N/A

Interest Rate

From 15.00% p.a

Interest-Free

N/A

Product Highlights
Finance Charge

If all or any of the Finance Charge remains unpaid after the Payment Due Date, the Finance Charge will be imposed on any outstanding finance charges and other fees (excluding late payment charge) that were carried forward from previous statement that is u

On Cash Advance

18% per annum will be levied on each cash advance calculated from the date of cash advance until it is fully settled. Platinum Business: 15% p.a. of the cash advance amount calculated on a daily basis.

Balance Transfer/CashXcess/Dial-An-Instalment

Balance Transfer (BT), CashXcess (CX) and Dial-An-Instalment (DAI) rates are not fixed and is subject to change. Kindly refer to www.rhbgroup.com for the latest rates

Automatic Balance Conversion

An auto balance conversion for eligible Cardmember in every 12 months by converting the credit card outstanding balances (with a minimum amount of RM1,000) into a 3 years term loan, at an effective interest rate of 13% per annum. Cardmember has the flexib

Product Details
Features
VISA Ecommerce Purchase Protection (Valid until 30 Sept 2022)
- Your purchase is covered from losses due to non-delivery or incomplete delivery of the goods. This benefit also covers you in case the goods you purchased online arrives with physical damage
- Automatically activated when an item is purchased using an eligible Visa card.
- Eligible for online purchases made from any merchants globally
- Claims and insurance details can be made available online from AIG Cardholder Insurance Portal
- Please click here for Terms & Conditions , Claim Forms and FAQs

Other Benefits
As a Cash Back Credit Card holder, you can enjoy the RHB Smart Services as below:

RHB Smart Services
- Smart Pay so that you can auto pay your monthly Telekom, Maxis, Digi, Astro and other bills
- Smart Move where you can balance transfer from any other credit card-i at attractive rates
- Smart Instalment at 0% for up to 36 months at selected merchants
- CashXcess allows you to withdraw cash from your credit card with attractive rates and payment period up to 36 months


Fees & Charges
Annual Fee For Primary Card 0
Annual Fee For Supplementary Card waived
Minimum Monthly Payment 50
Late Payment Fee late payment charge of 1% of the Card Account on the outstanding balance or RM10.00, whichever is higher, subject to a maximum of RM100.00 will be imposed and stated in the monthly statement.
Cash Withdrawal Fee 5% of the transaction amount or a minimum of RM15.00, whichever is higher, will be charged on all cash withdrawals and licensed betting transactions. Any applicable taxes imposed from time to time are applicable for these charges.
Interest Rate On Cash Withdrawals 5% of the transaction amount or a minimum of RM15.00, whichever is higher, will be charged on all cash withdrawals and licensed betting transactions. Any applicable taxes imposed from time to time are applicable for these charges.
Remark First year: No Annual Fees. - Subsequent years: RM195 per annum. (will be waived subject to minimum 24 swipes per year)


Interest Rate
Cardmembers who promptly settle their minimum payment due for 12 consecutive months. 1.25% per month 15% per annum
Cardmembers who promptly settle their minimum payment due of at least 10 months or more in a 12-month cycle. The 12 months minimum payment due cycle will not apply to new cardmember. 1.42%per month 17% per annum
Cardmembers who do not fall within the above categories. 1.50% per month 18% per annum


Requirements
Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Who Can Apply Age: Minimum 21 years old Income: Minimum RM24,000 per annum
Please key in your details

Full Name (as per IC)*

Identification Number*

Email*

Mobile Number*

Annual Income*

RM


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