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Get up to 5% Cashback on all retail spend
ApplyN/A
RM 148.00
Up To 5.00%
18.00% p.a
N/A
From 15.00% p.a
N/A
| Tier | Cashback Rates | Range(RM) | |||||||
|---|---|---|---|---|---|---|---|---|---|
| 1 | 0.05% | 1 - 1,000 | |||||||
| 2 | 0.5% | 1,001 - 2,000 | |||||||
| 3 | 5.0% | 2,001 - 3,000 | |||||||
| 4 | 0.25% | More than 3,000 | |||||||
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| Annual Fee For Primary Card | RM148 (Waived in first year, subsequent years waived with minimum RM12,000 spend in a year) |
| Annual Fee For Supplementary Card | Waived |
| Minimum Monthly Payment | RM50 or 5% of outstanding amount, whichever is higher |
| Late Payment Fee | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Cash Withdrawal Fee | RM15 or 5% of withdrawn amount, whichever is higher |
| Interest Rate On Cash Withdrawals | 18% per annum |
| Remark | *Service Tax: RM25 on each principal and supplementary card upon activation and anniversary date *Maximum Cash Withdrawal: Up to 80% of Credit Limit |
| 15% per annum | Tier 1: Cardholders who promptly settle their minimum payment amount due for 12 consecutive months. |
| 17% per annum | Tier 2: Cardholders who promptly settle their minimum payment amount due for 10 months or more in 12 consecutive months. |
| 18% per annum | Tier 3: Cardholders who do not fall within the above categories |
| Minimum Annual Income | RM 48,000 |
| Minimum Age For Primary Card | 21 years old |
| Minimum Age For Supplementary Card | 18 years old |
| Who Can Apply | Anyone |
You plan to shop online for the best auto insurance policy when you get home. After that, you’ve also got to start shopping for a provider with the best interest rate as you plan on applying for a personal loan or SME loan soon. And oh, your medical insurance will be lapsing soon, and you need to renew it before it expires. It reminds you of the home insurance you’ve been putting off for so long! How will you ever manage with so many financial services to attend to at once? How will you ever manage?! We are introducing the new and improved FinCrew! You don’t have to dash from one tab on your browser to the next anymore! With our newly optimized user interface, you now have all the financial products and services you could need.
Signing up only take you 3 minutes and you can have access to all your saved vehicles, purchase history and make fast renewal.