Domestic Maid Insurance Scheme

Whether mom requires help to keep the house clean now or you’re just tired of tidying up repeatedly after the kids, at some point, it just seems more practical to secure the services of a maid. Now, let’s say you took your time with the process and eventually found and hired someone you feel is suitable from a reputable agency. All of that’s good, but your work is still far from complete. You’ll still need to get a domestic maid insurance scheme in Malaysia. In Malaysia, maid insurance isn’t only necessary when you’re about to hire help for the first time; you’ll also need it if you’ll be renewing their work permits for a second term. And, considering just how vital this policy is, you can’t just afford to pick the cheapest maid insurance you can find. Take your time to peruse the different maid insurance plans out there and find the one that offers the best coverage for foreign workers.

Before you worry about how to manage all of this on your own, don’t! Helping you find the best domestic helper insurance is one of the places where we thrive. We help you get the best Malaysia maid insurance coverage possible. Still, we also make sure that the third-party liability is entirely per all Ministry of Manpower (MOM) requirements.

At the moment, MOM requires that every domestic maid insurance scheme in Malaysia have Personal Accident insurance of at least $60 000. Similarly, the regulatory body needs the Medical Coverage extended to these workers by at least as much as $15 000. We help you meet all these benchmarks to ensure that the value of the service that you get is more than worth your premium at the same time. The online maid insurance Malaysian homeowners can access offers various advantages like;

Complete Domestic Helper Insurance And Liability Coverage

We fully account that the foreign workers in your employ are in unfamiliar territory and therefore may be more prone to specific mistakes. We offer a plan that covers indemnity extensively. The said indemnity will cover all the costs that may arise from accidental bodily injury or damage to a third party’s person or property that your maid may have inflicted. It secures you from paying out-of-pocket due to accidents that occurred as a result of oversight. The expense coverage that this affords you will give you a much-needed level of peace of mind.

All Levy And Daily Wages Reimbursement

While medical coverage will see to things like your maid's hospital and surgical expenses if they get hospitalized, you would still have to pay their wages for this period. However, when you leverage some of the maid insurance plans that we offer, you get the opportunity of shifting that financial responsibility to us, your insurer. Even though getting such a plan usually seems somewhat excessive at first, the dividends that it pays, in the long run, make it more than worthwhile.

Outpatient Medical Expenses Coverage

Again, the medical coverage you get, no matter how good it might be, will always have limitations. Apart from not doing anything to cater to the payment of daily wages and levies should your maid get hospitalized, many of these coverages typically won’t cover outpatient medical expenses. The benefit of securing a maid insurance policy with us is that we cover many of these loopholes for you with ease. We help you make what you pay for hospital, and surgical expenses go farther and do more.

Coverage of All Rehiring Expenses

Navigating all MOM requirements in maid insurance can sometimes be very tricky. It is more so when you have to rehire suddenly due to unforeseen circumstances. Our maid insurance online in Malaysia helps you handle all of this comfortably. If you have to hire a replacement down the road due to accidents that lead to death or disability, we offer a simple yet highly cost-effective plan that’ll cover everything for you! It kicks in fast and makes sure that you have your new domestic helper in less than 30 days.

Coverage Of Expenses Due To Theft Or Damage Of Your Property

So that we can further secure the overall well-being of your maid, the benefit that we offer also extends to reimbursing them should their property get stolen or damaged during their time with you.